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Planning Tools

Real Estate - Buying

www.ginniemae.gov
A wholly owned corporation within the Department of Housing and Urban Development (HUD.) its purpose is to serve low-to moderate-income homebuyers. Includes mortgage calculators and renting versus buying discussions.

www.hud.gov/buying
A comprehensive site run by the Department of Housing and Development. Pages and pages of information on home buying, as well as links to further assistance.

www.state.nj.us/dca/hmfa
The New Jersey Housing and Mortgage Finance Agency (HMFA) programs are designed to help educate citizens and make available homeownership and housing opportunities to New Jersey residents. Site addresses programs available to NJ residents.

www.smartmoney.com/home/buying
A privately run site that has some an outstanding mortgage calculator. Our posting of this site should not be interpreted as an endorsement of Smart Money, its products, or sponsors.


Real Estate - Selling

www.hud.gov/selling
From tips on getting your home ready to sell, to settlement costs, to tips on interviewing brokers, this site operated by the Department of Housing and Development has some very useful information.

www.smartmoney.com/home/selling
A privately run site that has some good information for the potential home seller. Our posting of this site should not be interpreted as an endorsement of Smart Money, its products, or sponsors.


Retirement

www.asec.org
A very good site run by a non-profit organization. Make sure to check out the Ballpark retirement calculator.

www.aarp.org/finance
The AARP represents millions of older Americans. In this section you can actually follow AARP’s steps to writing a financial plan.

www.smartmoney.com/retirement
This privately run site has a lot of information on retirement programs (especially 401Ks). Our posting of this site should not be interpreted as an endorsement of Smart Money, its products, or sponsors.


Education Planning

www.hesaa.org/intro.asp
The Higher Education Student Assistance Authority provides students and families with the financial and informational resources for students to pursue their education beyond high school.

www.smartmoney.com/college
A privately run site that has general information about saving for college. Our posting of this site should not be interpreted as an endorsement of Smart Money, its products, or sponsors.



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